Bonds/Debenture Details
ISIN INE217K08271      

Issuer Details

Issuer Name: RELIANCE HOME FINANCE LIMITED   Issuer Former Name:
  1. RELIANCE HOME FINANCE PRIVATE LIMITED
  2. RELIANCE HOMES FINANCE PRIVATE LIMITED
Corporate Identity Number(CIN): U67190MH2008PLC183216    
Type of Issuer Based on Ownership: Non PSU   Type of Issuer - Nature: Other
Registered Office Address of Issuer: 570, RECTIFIER HOUSE, 3RD FLOOR, NAIGAUM CROSS ROAD, WADALA, MUMBAI 400 031   Business Sector: Finance
Name of the Compliance Officer/Company Secretary: MS. PARUL JAIN    

Instrument details

Instrument Description (Long): 9.25% UNSECURED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES IV. CATEGORY I & II. DATE OF MATURITY 03/01/2032
Instrument Description(short): RELIANCE HOME FINANCE LIMITED SR-IV CAT I & II 9.25 NCD 03JN32 FVRS1000
ISIN: INE217K08271  
Type of Instrument: Debentures   Face Value (per instrument):: 1000
Whether Secured or Unsecured: Unsecured   Coupon Basis: Fixed Interest
Whether Guaranteed or Partially Guaranteed: Not guaranteed   Coupon Rate: 9.25%
      Details of Variable Coupon Rate: N.A.
Seniority in Repayment: Senior   Day Count Convention: Actual/actual
Whether tax free: No   Mode of Issue: Public Issue
If Tax free - Section of The Income Tax Act,1961:     Issue price (per instrument): 1051
    Issue Size (in Crores): 250.03
Series (if any): SERIES IV CATEGORY I & II   Total Allotment Quantity: 2500300
Whether bonds/debentures fall under Infrastructure category as per Government notification: No   Date of Allotment: 03-Jan-2017
    Tenure of the instrument at the time of Issuance:
Year :
15
Months :
0
Days :
0
    Frequency of Interest Payment with specified dates: ANNUAL ON 03-JAN-18, 03-JAN-19, 03-JAN-20, 03-JAN-21, 03-JAN-22, 03-JAN-23, 03-JAN-24, 03-JAN-25, 03-JAN-26, 03-JAN-27, 03-JAN-28, 03-JAN-29, 03-JAN-30, 03-JAN-31 AND 03-JAN-32
Scheduled Opening Date: 22-Dec-2016   Put Option with specified dates:
Scheduled Closing Date: 06-Jan-2017   Call Option with specified dates: 1. CALL OPTION MAY BE EXERCISED ONLY AFTER 10 YEARS FROM THE DEEMED DATE OF ALLOTMENT WITH THE PRIOR APPROVAL OF NATIONAL HOUSING BANK AND IN TERMS OF SEBI DEBT REGULATIONS. 2. STEP UP OF 25 BASIS POINTS ABOVE COUPON AFTER 10 YEARS FROM THE DEEMED DATE OF ALLOTMENT IF CALL OPTION IS NOT EXERCISED 3. WRITTEN NOTICE FOR EXERCISE OF CALL OPTION TO BE ISSUED BY OUR COMPANY AT LEAST 21 DAYS PRIOR TO THE EXERCISE DATE SUBJECT TO RECEIPT OF APPROVAL FROM NHB
Actual Closing Date: 06-Jan-2017   Redemption Date/Last Conversion Date: 03-Jan-2032
      Defaulted in Redemption: Not Applicable
     
If guaranteed, provide complete details regarding the Guarantee: N.A.   Redemption Premium Details: N.A.
Step up / Step down coupon basis:   Step up / Step down details: N.A.
Indicate whether Put option will be exercised at Discount/Premium/Par:   Put option details: N.A.
Indicate whether Call option will be exercised at Discount/Premium/Par:   Call option details: 1. CALL OPTION MAY BE EXERCISED ONLY AFTER 10 YEARS FROM THE DEEMED DATE OF ALLOTMENT WITH THE PRIOR APPROVAL OF NATIONAL HOUSING BANK AND IN TERMS OF SEBI DEBT REGULATIONS. 2. STEP UP OF 25 BASIS POINTS ABOVE COUPON AFTER 10 YEARS FROM THE DEEMED DATE OF ALLOTMENT IF CALL OPTION IS NOT EXERCISED 3. WRITTEN NOTICE FOR EXERCISE OF CALL OPTION TO BE ISSUED BY OUR COMPANY AT LEAST 21 DAYS PRIOR TO THE EXERCISE DATE SUBJECT TO RECEIPT OF APPROVAL FROM NHB
Whether Debentures/Bonds are perpetual in nature: No   Indicate whether the instrument is rated: Yes
Type of Convertibility - A: Non Convertible   Convertibility details: N.A.
Type of Convertibility - B:   Coupon Type: Simple
Compounding Frequency Details: N.A.   If secured, provide complete details regarding the assets secured/ Hypothecated/Mortgaged etc.: N.A.
Credit rating Details
Credit Rating Agency Name Rating Date of Credit Rating Date of Rating Change
CARE Ratings Limited CARE D 23-Mar-2020 02-Jul-2019
CARE Ratings Limited CARE D 02-Jul-2019 02-Jul-2019
CARE Ratings Limited CARE C/Stable 26-Apr-2019 26-Apr-2019
CARE Ratings Limited CARE BBB+ (Under rating watch with developing implications) 18-Apr-2019 18-Apr-2019
CARE Ratings Limited CARE A+ (Under rating watch with developing implications) 06-Mar-2019 06-Mar-2019
CARE Ratings Limited CARE A+ (Under rating watch with developing implications) 06-Mar-2019 06-Mar-2019
CARE Ratings Limited CARE A+ (Under rating watch with developing implications) 06-Mar-2019 06-Mar-2019
CARE Ratings Limited CARE AA- (Under rating watch with developing implications) 08-Oct-2018 08-Oct-2018
CARE Ratings Limited CARE AA 07-Dec-2016 01-Jan-1970
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR D 06-Dec-2016 18-Sep-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR C (Under rating watch with negative implications) 06-Dec-2016 29-Apr-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR C (Under rating watch with negative implications) 06-Dec-2016 29-Apr-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR A (Under rating watch with negative implications) 06-Dec-2016 19-Apr-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR A (Under rating watch with negative implications) 06-Dec-2016 19-Apr-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR AA-/Stable 06-Dec-2016 15-Feb-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR AA-/Stable 06-Dec-2016 15-Feb-2019
BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR AA 06-Dec-2016 01-Jan-1970
Sr. No. Credit Rating Agency Name Rating Date of Credit Rating Verification Status
1 CARE Ratings Limited CARE D (ISSUER NOT COOPERATING*) 23-Mar-2020 Verified
2 BRICKWORK RATINGS INDIA PRIVATE LIMITED BWR D 06-Dec-2016 Verified
*Issuer did not cooperate; Based on best available information
Arranger/Lead Manager Details
Arranger Details
Sr. No. Arranger Contact Person Registered Office Address Phone No. Fax Email
1 A.K. CAPITAL SERVICES LTD VIKAS S. AGARWAL FLAT NO. N, SAGAR APARTMENTS,
6, TILAK MARG
NEW DELHI
DELHI
110001
011-23730752 011-23385189 vikas.agarwal@akgroup.co.in
2 AXIS BANK LTD.(FORMERLY UTI BANK LTD.) MR.ADVAIT MAJMUDAR TRISHUL,3RD FLOOR,OPP.SAMARTHESHWAR TEMPLE
LAW GARDEN,ELLIS BRIDGE
AHMEDABAD
GUJARAT
380006
079-26409322 079-26409321 advait.majmudar@axisbank.com
3 EDELWEISS FINANCIAL SERVICES LTD B. RENGANATHAN EDELWEISS HOUSE, OFF. C.S.T. ROAD, KALINA
MUMBAI
MUMBAI
MAHARASHTRA
400098
2240635467 mbcomplaince@edelcap.com
4 TRUST INVESTMENT ADVISORS PVT LTD MR. BALKRISHNA A. SHAH 109/110, BALRAMA,
BANDRA KURLA COMPLEX, BANDRA (EAST)
MUMBAI
MAHARASHTRA
400051
022 - 40845000 022 - 40845007 info@trustgroup.co.in

Lead Manager Details
Sr. No. Lead Manager Contact Person Registered Office Address Phone No. Fax Email
1 A.K. CAPITAL SERVICES LTD VIKAS S. AGARWAL FLAT NO. N, SAGAR APARTMENTS,
6, TILAK MARG
NEW DELHI
DELHI
110001
011-23730752 011-23385189 vikas.agarwal@akgroup.co.in
2 AXIS BANK LTD.(FORMERLY UTI BANK LTD.) MR.ADVAIT MAJMUDAR TRISHUL,3RD FLOOR,OPP.SAMARTHESHWAR TEMPLE
LAW GARDEN,ELLIS BRIDGE
AHMEDABAD
GUJARAT
380006
079-26409322 079-26409321 advait.majmudar@axisbank.com
3 EDELWEISS FINANCIAL SERVICES LTD B. RENGANATHAN EDELWEISS HOUSE, OFF. C.S.T. ROAD, KALINA
MUMBAI
MUMBAI
MAHARASHTRA
400098
2240635467 mbcomplaince@edelcap.com
4 TRUST INVESTMENT ADVISORS PVT LTD MR. BALKRISHNA A. SHAH 109/110, BALRAMA,
BANDRA KURLA COMPLEX, BANDRA (EAST)
MUMBAI
MAHARASHTRA
400051
022 - 40845000 022 - 40845007 info@trustgroup.co.in
Stock Exchange Details
Sr. No. Name of the Stock Exchange Listed/Unlisted/To be listed Date of listing Annual report Term Sheet
1 NSE Listed 06-Jan-2017 https://www1.nseindia.com/corporates/corporateHome.html?id=recentissues
2 BSE Listed 06-Jan-2017 http://www.bseindia.com/markets/publicIssues/DisplayIPO.aspx?id=1239&type=DPI&idtype=2&status=H&IPONo=2310&startdt=12%2f22%2f2016
Redemption Details
Type of Redemption Indication of Put/Call for Partial redemption Details of Partial Redemption
Full Redemption N.A. N.A.
Partial Redemption
Sr. No. Partial Redemption Date Face Value Redemption Quantity Redemption Redemption Basis
Nothing found to display.

Partial Redeemed
Redemption Method Partial Redemption Date Value Redeemed Quantity Redemption Redemption Reason
Total 0 0
Quantity 30-Dec-1899 0 0
Net Quantity: 2500300
Debenture Trustee Details
Sr. No. Name of Debenture Trustee Address Contact Details Website Address
1 IDBI TRUSTEESHIP SERVICES LIMITED Asian Building, Ground Floor, 17 R. Kamani Marg, Ballard Estate,Mumbai-400001,Maharashtra Mr. S.B.Gunware,022-40807003,022-26537091 www.idbitrustee.com

Debenture Trustee Default Details
Sr. No. Nature of Issue Issue Size Due Date of Interest Due Date of Redemption Default Details Actual Payment Date and Details
1 03-Jan-2020 Defaulted on interest payment due on 3rd Jan 2020
Registrar Details
Registrar Address of Registrar Contact Person Phone No. Fax Email
Karvy Computershare Pvt. Limited 8-2-612/A, Road No. 10Banjara HillsHyderabad500 034 Mr.V. Mahesh 040 -23371730/ 2332 0666/3037 / 2331 2454 2332 0251 040 - 23323058/23311968/23303221 phani@karvy.com; vmahesh@karvy.com